Employer Life, Disability, and AD&D

Consumers Life Insurance Company

Unlike health insurance, which helps keep your employees healthy, employer life insurance helps keep your employees and their loved ones secure financially. An untimely death or catastrophic injury can not only be emotionally traumatic, but it can also have a significant impact on a family's financial situation.

We want to ensure your employees and their loved ones are prepared in the event of an untimely death or catastrophic injury. That’s why our employer life and accidental death and dismemberment (AD&D) coverage is easy and affordable, both for you and for your employees.



Employer-sponsored life insurance and AD&D plans


Voluntary (employee paid) term life and disability plans


Voluntary coverage can be offered to your employees with no expense to your company. Our voluntary life, AD&D and short-term disability coverage enables employees of companies with 2 to 50 eligible employees to purchase portable coverage at affordable group rates, at no cost to you. There’s no minimum participation requirement either—you simply must offer basic life coverage to offer voluntary life and AD&D, and basic life plus voluntary life to offer short-term disability.

Contact us to get started

For more information about employer life and disability insurance and what options are right for your company, contact us, call 866.925.2542 (option 4) or talk to your broker or your Medical Mutual or Consumers Life sales representative.

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